Top 11 Cheapest Place to Live in Ontario

Top 11 Cheapest Place to Live in Ontario

Are you looking for an affordable place to live in Ontario without sacrificing the quality of life? Look no further! We’ve compiled a list of the top 11 cheapest places to live in Ontario. Whether you’re a student, young professional, or retiree on a budget, these towns and cities offer a low cost of living without compromising on lifestyle. From Kingston’s historic charm to Thunder Bay’s natural beauty, there is something for everyone on this list. So sit back and discover your next home sweet home in Ontario!

Top 11 Cheapest Place to Live in Ontario

1. Kingston


Kingston is a charming city located in Eastern Ontario, known for its beautiful architecture and historical sites. It’s also one of the cheapest places to live in the province, making it an attractive option for those looking to save money on housing and other expenses. One of Kingston’s biggest advantages is its affordable housing market. The average home price here is significantly lower than in many other parts of Ontario, so you can find great deals on properties that fit your budget.

Another benefit of living in Kingston is its proximity to natural attractions such as Lake Ontario and the Thousand Islands. Whether you enjoy hiking, swimming, or simply taking in stunning views, there are plenty of outdoor activities to explore right at your doorstep.

In addition to its affordability and natural beauty, Kingston also offers a vibrant cultural scene with numerous museums, art galleries and theatres. This makes it an ideal place for art enthusiasts who want easy access to entertainment options without breaking the bank. If you’re looking for an affordable place to live that doesn’t compromise on quality or amenities, then Kingston might just be what you’re searching for!

2. Deep River

Deep River

Deep River is a small town located in the eastern part of Ontario, close to the border with Quebec. Despite its size, it offers much for those who want to live in a peaceful, affordable community. One of the main reasons why Deep River is an attractive option for budget-conscious individuals is its low cost of living. The average house price here is significantly lower than other towns in Ontario, making it easier for people to afford their dream homes without breaking their bank accounts.

Apart from that, Deep River also boasts numerous natural attractions that make it appealing to nature lovers. The beautiful forests and hiking trails offer spectacular views all year round, while the nearby Ottawa River provides opportunities for boating, fishing and swimming during the summer months.

Another notable feature of this town is its strong sense of community. With many local events taking place throughout the year such as farmer’s markets, festivals, fairs and concerts – there are always plenty of opportunities to connect with like-minded people or get involved in cultural activities.

Deep River may be small, but it has a lot going on. This hidden gem could be just what you need if you are looking for an affordable place where you can enjoy nature and build meaningful connections with others around you.

3. Sarnia


Sarnia is a city in southwestern Ontario, situated on the shore of Lake Huron and at the mouth of the St. Clair River. This charming little town has a population of around 71,000 people and offers affordable living for its residents. One major advantage of living in Sarnia is its proximity to nature. The city has several parks and trails where you can hike or bike, including Canatara Park, which boasts stunning beaches, picnic areas, playgrounds and more.

Another perk that comes with living in Sarnia is its thriving art scene. You’ll find various galleries showcasing local artists’ works throughout the city as well as annual festivals like Artwalk that celebrate creativity. In terms of housing costs, Sarnia ranks among one of the most affordable places to live in Ontario – whether you’re looking to buy or rent a property. Healthcare services are also accessible here, with Bluewater Health providing quality medical care for locals.

If you’re searching for an inexpensive place to call home rich in natural beauty and culture, Sarnia may be just what you’re looking for!

4. Sudbury


Sudbury is a city located in Northern Ontario, Canada. It may be known for its mining industry, but it also offers affordable living options for those looking to settle down in the area. One of the reasons why Sudbury is considered one of the cheapest places to live in Ontario is because of its housing market. The cost of buying or renting a home here is relatively lower compared to other cities in Ontario.

Aside from affordable housing, Sudbury has plenty of job opportunities, particularly in healthcare and education. This makes it an ideal location for young professionals and families who are seeking career growth and stability. Another perk that Sudbury has to offer is its abundance of outdoor recreational activities. From hiking trails, lakeside beaches and ski hills – there’s no shortage of adventure waiting just outside your doorstep.

If you’re on a tight budget but still want access to amenities such as shopping centers, restaurants and entertainment venues, then Sudbury could be an excellent option worth considering when moving to Ontario.

5. London


London, Ontario, is a bustling city located in the southwestern part of the province. It’s known for its rich history, diverse population, and affordable cost of living. One of the reasons why London stands out as a great place to live is its thriving economy. The city is home to major employers like General Dynamics Land Systems and 3M Canada, which offer plenty of job opportunities for locals.

In terms of housing costs, London also fares pretty well compared to other cities in Ontario. According to Numbeo data from August 2021, the average monthly rent for a one-bedroom apartment in London is around $1,160 – significantly lower than in places like Toronto or Ottawa.

Aside from work and housing affordability, residents can enjoy various amenities catering to different interests and lifestyles. For example, there are several parks and natural areas throughout London where you can hike or bike on scenic trails. You can also explore local museums or catch shows at venues like Budweiser Gardens.

If you’re looking for an affordable place to call home that still has plenty going on year-round, consider giving London a closer look!

6. Merrickville


Nestled between Smiths Falls and Kemptville, Merrickville is a charming village that boasts a rich history. This picturesque town provides affordable living solutions for those who want to live in Ontario without breaking the bank.

One of the major attractions in Merrickville is its historic landmarks, such as Blockhouse Museum, which showcases artifacts from the early 19th century. The iconic Rideau Canal, recognized as one of Canada’s UNESCO world heritage sites, passes through the heart of this quaint little village.

Apart from its historical significance and beautiful scenery, Merrickville offers plenty of opportunities for outdoor activities like boating, fishing or hiking at Foley Mountain Conservation Area. It has several local shops where you can find unique souvenirs and handmade crafts.

Merrickville’s affordable housing options make it an ideal location for retirees or anyone looking to escape the hustle and bustle of city life while still enjoying modern amenities such as high-speed internet access and excellent healthcare services. Merrickville is undoubtedly one of Ontario’s best-kept secrets when it comes to affordable living with a touch of history and scenic beauty.

7. Owen Sound

Owen Sound

Owen Sound, located in Grey County, is one of Ontario’s cheapest places to live. It has a population of around 22,000 people and offers residents a mix of small-town charm and urban amenities. One of the biggest draws to Owen Sound is its picturesque location on Georgian Bay. The city boasts stunning views of the water and easy access to nearby natural attractions like the Bruce Peninsula National Park and Sauble Beach.

In addition to its natural beauty, Owen Sound also has a thriving arts scene with numerous galleries and live performance venues throughout the city. The Tom Thomson Art Gallery is particularly notable for its collection dedicated to Canadian landscape painter Tom Thomson.

For those seeking affordable housing options, Owen Sound has plenty available at lower prices than larger cities in Ontario. Plus, with a relatively low cost of living overall, residents can enjoy all that this charming town has to offer without breaking the bank. Owen Sound provides an excellent option for those looking for an affordable place to call home that still offers plenty in terms of culture and outdoor recreation opportunities.

8. St. Catherines

St. Catherines

In Ontario’s Niagara Region, St. Catharines is a delightful city. It boasts affordable living costs while still maintaining excellent services and amenities for its residents. The city has plenty of green spaces, parks, and trails that are perfect for outdoor activities like hiking and cycling.

One of the notable features of St. Catharines is its vibrant arts community that includes galleries, museums, and theatres showcasing different genres of art from local and international artists. The city also hosts several festivals throughout the year, such as the Grape & Wine Festival, which attracts visitors from all over.

Education-wise, St. Catharines has some renowned educational institutions, such as Brock University, which provides top-notch education to thousands of students every year. When it comes to shopping and dining options, St. Catharine’s got you covered with numerous malls, restaurants and cafes ranging from fast food chains to fine dining establishments.

St. Catharine’s offers a high-quality standard of life at an affordable cost making it one of the best places to live in Ontario for both families and individuals looking for an economical yet exciting lifestyle.

9. Thunder Bay

Thunder Bay

Thunder Bay is a town in Northwestern Ontario, Canada. It is known for its beautiful waterfront scenery, outdoor recreational activities and affordable cost of living. The city has a population of about 111,000 people, making it the largest metropolitan area in Northwestern Ontario.

One great thing about Thunder Bay is that you can enjoy many outdoor activities all year round. During the summer, you can go hiking on Mount McKay or stroll along Marina Park’s boardwalk while enjoying stunning views of Lake Superior. In winter, there are several ski hills where you can go skiing and snowboarding.

Another advantage of living in Thunder Bay is its affordable cost of living compared to other cities in Southern Ontario, such as Toronto or Ottawa. Housing costs are lower, and so are utility bills making it easier to make ends meet.

The city also has an active arts community with various festivals throughout the year showcasing music, theatre and visual arts, which provides entertainment options for residents without breaking the bank. Thunder Bay offers plenty to do at an affordable price, making it one of the cheapest places to live in Ontario without compromising the quality of life.

10. Rainy River

Rainy River

Rainy River is a small town situated in Northwestern Ontario, near the border of Minnesota. The town has a population of just over 700 people and offers its residents a peaceful and serene environment.

One of the main attractions of Rainy River is the abundance of outdoor activities available to visitors. The Rainy River itself provides opportunities for fishing, boating, and kayaking. Additionally, there are numerous hiking trails throughout the area that offer breathtaking views of the surrounding wilderness.

Despite its small size, Rainy River has all the necessary amenities, such as grocery stores, gas stations, and restaurants. Housing costs are low compared to many other cities in Ontario, making it an affordable choice for those looking to settle down without breaking their budget. Rainy River may not be as well-known or bustling as some larger cities in Ontario. Still, it offers a peaceful lifestyle with access to plenty of outdoor activities at an affordable cost of living.

11. North Bay

North Bay

North Bay is a small city in northeastern Ontario, situated on the shores of Lake Nipissing. It is known for its outdoor recreational activities, including skiing, ice fishing and snowmobiling during the winter months and hiking, fishing and boating in the summer. One of North Bay’s main attractions is its beautiful waterfront area which features a picturesque marina surrounded by parks and beaches.

The city also has numerous cultural events throughout the year, such as music festivals, art shows and theatrical productions. Regarding affordability, North Bay is among the cheapest places to live in Ontario, with low housing costs compared to other major cities like Toronto or Ottawa.

This makes it an ideal location for families or individuals looking for affordable living options while still enjoying all Northern Ontario offers. North Bay offers a unique blend of outdoor recreation opportunities and cultural events at an affordable price point, making it an attractive place to call home.


After taking a closer look at the top 11 cheapest places to live in Ontario, it’s clear that many affordable options are available for those looking to relocate or retire. From Kingston up to Rainy River and North Bay, each of these cities has its unique charm and attractions.

For those who enjoy outdoor activities like hiking and skiing, Sudbury and Thunder Bay offer plenty of opportunities. Meanwhile, Sarnia is known for its beautiful waterfront parks and beaches. And if you’re interested in history and culture, Merrickville offers quaint shops and historic sites.

No matter what your interests are or where you decide to settle down in Ontario, one thing is certain: living here doesn’t have to break the bank. With some careful budgeting and research into local housing costs, you can find an affordable place to call home.

So whether you’re a young professional starting out or a retiree looking for a quieter pace of life, consider one of these top 11 cheapest places to live in Ontario as your next destination. You might just be surprised by how much money you can save without sacrificing quality of life!

FAQ – Top 11 Cheapest Place to Live in Ontario

FAQ - Top 11 Cheapest Place to Live in Ontario

What is the cheapest town in Ontario to live?

Ontario is one of the most beautiful provinces in Canada, but it can also be one of the most expensive places to live. However, some towns and cities still offer affordable living options for those who want to save money. One of the cheapest towns in Ontario is Deep River, which is located about four hours north of Ottawa. This small town has a population of just over 4,000 people and offers a low cost of living with affordable housing options.

Another inexpensive option is Merrickville, located about an hour southwest of Ottawa. This charming little village has a rich history and culture with plenty to see and do while still maintaining a low cost of living. North Bay is another great choice for those looking for affordability as it features accessible amenities such as shopping centers without sacrificing quality or comfortability at any level.

Thunder Bay boasts reasonable everyday prices like groceries and low real estate prices, making this city ideal for families seeking lower costs associated with child-rearing activities, including schooling expenses. These towns provide excellent opportunities to experience everything Ontario has to offer while saving money on day-to-day expenses.

What city has the lowest cost of living?

If you’re looking for a city in Ontario that has the lowest cost of living, you’ll want to consider several factors. Housing costs, transportation expenses, and general affordability are all important considerations. One city that stands out as having a low cost of living is Sarnia. Located in southwestern Ontario near the border with Michigan, Sarnia offers residents affordable housing options and a relatively low overall cost of living.

Another city worth considering is Sudbury. While it may not be the first place that comes to mind when thinking about affordable cities in Ontario, Sudbury’s relatively low housing costs and access to outdoor activities make it an excellent option for those on a budget.

London also boasts reasonably priced housing options and easy access to major highways and public transit systems. It’s also home to several post-secondary institutions which can provide employment opportunities for recent graduates or those seeking part-time work. When choosing where to live based on affordability factors alone, weighing your preferences against what each potential location offers is important.

What is the cheapest province to live in Canada?

Canada is a vast and diverse country with many different provinces, each offering its own unique lifestyle and cost of living. There are a few factors to consider when it comes to finding the cheapest province to live in Canada.

One of the most significant factors that affect the cost of living is housing prices. Some provinces have higher housing costs than others, which can significantly impact your monthly expenses. Another crucial factor to consider is taxes – some provinces may have lower income or sales taxes than others.

When looking for the cheapest province to live in Canada, one option worth considering is New Brunswick. Located on the east coast of Canada, New Brunswick has relatively low housing costs compared to other provinces like British Columbia or Ontario. Additionally, it has lower income tax rates compared to some other provinces like Quebec or Nova Scotia.

However, remember that while New Brunswick may be cheaper overall when it comes to housing and taxes, there may be trade-offs depending on your lifestyle preferences. For example, if you enjoy big-city amenities like shopping malls and trendy restaurants, you may find cities like Toronto or Vancouver more appealing despite their higher costs.

Ultimately, finding the cheapest province depends on individual circumstances and priorities; what works for one person might not work for another – but doing research always helps!

Where is the cheapest place to retire in Ontario?

Retirement is an exciting time in one’s life but it can also be pricey. Luckily, Ontario has some affordable options for retirees looking to stretch their budget further.

One of the cheapest places to retire in Ontario is North Bay. With a low cost of living and plenty of recreational activities, this city offers a great quality of life at an affordable price point. Another option is Sarnia, located on Lake Huron, with stunning waterfront views and access to nearby parks and nature reserves.

For those who prefer smaller towns, Merrickville offers a charming atmosphere with antique shops and local artisans while still being within driving distance of Ottawa. Deep River is another small town option that boasts outdoor recreation opportunities like skiing and hiking.

When considering retirement locations in Ontario, it’s important to factor in healthcare accessibility as well. St. Catharines ranks high on the list due to its proximity to top-notch medical facilities such as Niagara Health System.

There are several affordable options when it comes to retiring in Ontario. By weighing factors such as cost of living, recreational opportunities and healthcare access, you’re sure to find the perfect place for your golden years without breaking the bank!

Where is the cheapest place to live in Canada for seniors?

To sum it up, Ontario is a province with a wide range of affordable places to live. From the beautiful waterfront city of Kingston to the peaceful town of Rainy River, there are plenty of options for those looking for an inexpensive lifestyle. And if you’re a senior citizen searching for the cheapest place to retire in Canada, then look no further than Merrickville. With its low cost of living and quiet atmosphere, it’s an ideal location for seniors who want to enjoy their golden years without breaking the bank.

Ultimately, wherever you choose to settle down in Ontario will depend on your individual needs and preferences. But by considering these top 11 cheapest places to live in Ontario as starting points, you’ll be well on your way toward finding your perfect home at an affordable price.

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